Suppose that you own a home in the United States, and there's quite expensive furniture and equipment (eg. music studio equipment) there. Also suppose that the police is chasing a criminal, and said criminal, fleeing the police, breaks into this home of yours when you aren't there, and the police follows him in order to apprehend him. While breaking into your home and searching for the criminal, the police destroy doors, windows, drywalls, cause extensive damage to expensive furniture as well as all the expensive equipment and electronics. They also shoot your two dogs dead, that happened to be in your home. The total amount of damage is absolutely enormous. Fixing and replacing all the destroyed doors, windows, walls, furniture and electronic equipment ends up costing you literally hundreds of thousands of dollars. In fact, so much so that you can't even afford it, and you go bankrupt and homeless. You have to sell your home in order to pay your loans, and even after that